LIC Anmol Jeevan 2 Review – अनमोल जीवन पालिसी – Get the Best Term Plan
LIC Anmol Jeevan II Review – With the introduction of new year, LIC launched two new insurance plans in the market, Anmol Jeevan II and Amulya Jeevan II. Both the policies are renovation policies of earlier two. Today here in this article I am going to elaborate Anmol Jeevan II. Anmol Jeevan II is a complete protection plan for financial protection to the family of the policy holder. Anmol Jeevan 2 is proves to be a best insurance plan only in the case of death of the policy holder.
Death Benefit – In the case of death of the policy holder before the maturity, the sum assured is fully compensated to the nominee of the policy which may any member of the family.
Maturity Benefit – The plan falls weak in this case as in the case of survival of the policy holder, nothing is paid to the same and sum assured becomes nil. This feature is the only weak point of the policy and might downgrade the market of the policy.
Anmol Jeevan II – Eligibility and Criteria
Age Criteria – The minimum age of entry for the policy is 18 years and the maximum age of entry is 55 years.
Policy Term – The minimum term period for the policy is 5 years and the maximum term period for the policy is 25 years.
Sum Assured – The sum assured for the policy plan starts from the minimum slab of 6 lakhs to the maximum slab of 24 Lakhs. The sum assured could only be in the multiples of 1 lakh.
Mode of Payment – There are only two mode of paying out the premium, Half Yearly and Yearly. One gets the grace period of 30 days for the payment of premium.
Anmol Jeevan II – Exclusions
Surrender Value – In case of non payment of premium or surrendering the policy, the policy holder will not be eligible of getting any amount as the surrender value for the policy is nil. Jeevan Saral Policy
Suicide – Policy also elaborates the kind of death benefits as the sum assured is only payable in the case of natural death or death in accident. In case of suicide committed by the policy holder, the beneficiary will not be liable to get paid the sum assured.
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