How to Get Lower Rates for Young Drivers
Best Cars for Young Drivers – If you have a teenager who has reached driving age, it is likely that you have already discovered the extraordinarily high rates for automobile insurance. Even if you have had a policy with the same company for many years and have been a good driver with no claims, it is almost a sure thing that this will not even help you when you have a teenager in the household. Whether or not they have a car of their own, just knowing that a teenager with a drivers license is in your home will make your rates go up. Fortunately, there are some things that you can do to lessen the impact on your rates. Read on for some tips that could help.
Even before your teen driver gets a license, sign him or her up for a driver safety class. This can make a big difference in what kind of rates you are charged. Be sure to get proof of completion and a copy of whatever certificate shows that they have finished the course. This certification is often a part of a drivers education class through school or a private company.
Though it seems a bit unfair to average students, if your child happens to excel in school, you can qualify for reduced rates on automobile insurance. Reasoning for such a discount varies, but generally, students with good grades are deemed to be responsible citizens and therefore may be less prone to taking risks behind the wheel of a car. Whether or not you agree with the reasoning behind this, you will certainly want to take advantage of it. Encourage your children to keep their grades up, and consider offering rewards if they do so, or even restrictions on driving if their grades slip. Best Cars for Young Drivers
You want your teen drivers to be safe at all times, but this does not necessarily mean that the car they drive needs to be a new one. There are plenty of dependable cars that have a lower value, thus making them less expensive to insure. Keep it serviced and in good running shape, but keep the value low if at all possible. Look for older cars with fewer miles.
When signing up any driver for automobile insurance, including teen drivers, you will asked for an estimate of how many miles each driver will put on the car. You want to be honest and accurate in providing this detail. It will make your rates lower if the teen driver will only be using the car occasionally, rather than as a commuter vehicle to and from work or school. You do not want to be dishonest, however, because it can disqualify a claim if they determine that you lied on your application. Best Cars for Young Drivers
Keep all these things in mind when finding a good rate for your teen driver. Ask your current provider for any suggestions and ideas, then check around with other companies who may offer better incentives to switch. Remember that your money is hard-earned and you do not owe allegiance to any one company. Find the best deal and make sure your teen driver is safe and confident behind the wheel.
These are the top 05 most popular cars as chosen by our community of 17-25 year old drivers
best used cars for new drivers,good first cars for 17 year olds,good first cars for guys,best first car for teenager,best cars for new drivers low insurance, finance cars for young drivers,car and insurance package for young drivers,cars for young professionals, best cars for young drivers,finance cars with free insurance for first time drivers,cars with free insurance for 17 year olds
Auto Insurance For Teens: How To Save
If your teenager is going to drive, they are going to need auto insurance. And auto insurance for teenagers is not cheap. For this reason, it is important to look for as many ways to save money as possible. Luckily, there are several ways you can cut down the cost for auto insurance for teenagers. Continue reading to learn some of the things that can help you save money on insurance for the youngest drivers.
One thing that can help cut the cost of your teenager’s insurance is to have them take a safety class for drivers. Many insurance agents will offer a discount for young drivers who know more. You can assure that your child does have more driving knowledge and gets a discount if you have them learn more about safe driving with a certified course. Not only can you save money, but you will know that your young driver has the knowledge they need to be a safer driver.
Another way your teenager can help you save money on their car insurance is to make sure they have good grades and they keep them up. Many agents like to see that teenagers are trying hard in school. If they see this, a lot of times they will give them a discount on their insurance policy. This is not only good for cheaper car insurance, but it is good for their future as well.
You can pay less for your teen’s car insurance if you get them a car that is safe, older and dependable. A policy’s price depends a lot on the vehicle that is being insured. Not only can an older car cost you less for insurance, but it will cost you less, too.
Driving less mileage will also help your insurance policy to be lower for your teenager. As a new driver, your teenager should not be driving a lot of miles anyway. Driving less, there will be less of a chance of accidents and this will help your teen’s policy price be less. This will also give you more peace of mind when you know that your teenager is not driving too often.
Ask your insurance agent if there are any other discounts available for teen drivers. There may be some things available that are not advertised. The only way you can find out about some of these discounts is by asking. You might even choose to look up discounts along with the insurance companies name online. Sometimes there are discounts that are not well known and you might be able to find those, too. Don’t be shy about asking for discounts on your teenager’s insurance.